Hot Products of the Month

Each month, we carefully monitor products from our top insurance carriers to see what is performing best in our ever-changing marketplace. With the annuity industry in a constant sea of change, it’s hard for agents and financial advisors to monitor everything.

We want you to know the latest so you can maintain a sharp, competitive edge. Our research includes a watchful eye on many fronts: carriers’ quality of service, renewal rates, indexed-based product caps, income option rates, income scenarios, not to mention much more.

Hot Products of the Month
Fill out the form to learn more about these opportunities for your clients. Or call our friendly Annuity team directly at (800) 790-7791, ext. 107. We appreciate your interest!





To help you keep a finger on the pulse of the industry, each month we share what our advisor-partners are writing. Our updates are below, which are real-time illustrations we have pulled from top carriers so you stay updated of what’s going on.

Safe Money Resource has relationships with top insurance companies so you can offer your clients a wide range of top-shelf solutions, from high income payouts and promising accumulation potential to high fixed-interest opportunities. Our dedicated annuity specialists are carefully monitoring the marketplace for new innovations, updates good and bad to current insurance contracts, additions of solid new annuity contract benefits, and even approvals on a state-by-state basis.

This is one of many ways that Safe Money Resource exercises its duty to first-tier advisor service. We’re proud and honored to have a 90+% retention rate among the agents as well as advisors that we serve each day.

To learn more about these hot product opportunities and how you can serve your clients with the latest and best of today’s offerings, click on your carrier and product of interest.

Accumulation Products – 60 Male AZ $100K

Historical Illustrated Values (10 year periods)

Carrier Product Crediting Strategy Rate (cap, spread, par) Recent Highest Lowest
Athene
Performance Elite 7 AI Powered US Equity index 2 yr pt to pt 95% par 6.21 7.60 5.08
AIG
Power 10 Protector PIMCO 2 year Pt to Pt 44% par 7.71 10.78 5.10
Global Atlantic
Choice Accumulation 10 Franklin 2 year Pt to Pt 3.50% spread 9.13 9.139 7.18
F&G
Accumulator Plus 10 Barclays Trailblazer Sectors 5 2 yr Pt to Pt 140% par 9.49 9.49 6.36
LMG
ClassicMark 10 Morgan Stanley Target Equity Balance 2 yr pt to 74% par 4.64 6.48 4.64
NACOLAH
Strategic Design Annuity X S&P MARC 5% 2 yr Pt to Pt 120% par 6.45 8.52 5.68
Nassau
Growth Annuity 10 Smart passage SC Sunrise 2yr pt to pt 150% 1% fee 12.94 12.94 2.10
Allianz
222 Pimco Tactical Balanced Index 2 yr pt to pt 70% par 4.04 4.2 2.09
AEL
AssetShield 10 S&P 500 Dividend Aristocrats DRC 2 Yr 135% par 6.26 6.26 1.98
ACL/Sentinel
RPM w/ Growth Benefit Rdr Goldman SACHS Motif 3 yr pt to pt 200% par 1.25% Fee 8.58 10.00 7.11
Equitable
Teton 14 Barclays Atlas 5 1 yr pt to pt 60% par 10.53 12.01 9.27

Income Products – 60 Male AZ $100k Premium

(Guaranteed Level Annual Payout)

Immediate Income – @ age 60

Payout (in dollars) Carrier Product
5,460 Nassau Personal Income Annuity
4,860 Great American Premier Income Bonus
4,250 Global Atlantic Choice Income 10 option 1
4,104 NACOLAH Benefit Solutions 10
4,104 ACL/Sentinel Guaranteed Income Annuity
3,975 Athene Ascent 10 Pro Bonus

1 Year Deferral – @ age 61

Payout (in dollars) Carrier Product
6,091 Nassau Personal Income Annuity
5,985 NWL Ultra Future, IOP5
5,365 Great American Premier Income Bonus
5,340 Global Atlantic Choice Income 10 option 1
5,029 Legacy Marketing FlexMark Select, MyFit w/Booster
4,956 Equitrust MarketPower Bonus Index
4,705 AEL IncomeShield 10 – 7,25
4,666 ACL/Sentinel Guaranteed Income Annuity
4,637 F&G Safe Income Plus
4,260 Athene Ascent 10 Pro Bonus
4,236 NACOLAH Benefit Solutions 10

5 Year Deferral – @ age 65

Payout (in dollars) Carrier Product
8,109 Nassau Personal Income Annuity
8,002 NWL Ultra Future, IOP5
7,776 ACL/Sentinel Guaranteed Income Annuity
7,560 Great American Premire Income Bonus
7,293 Legacy Marketing Flexmark Select, MyFit w/ Booster
7,125 Global Atlantic Choice Income 10 option 1
7,053 F&G Safe Income Plus
6,992 Equitrust Market Power Bonus Index
6,531 AEL IncomeShield 10 – 7,25
6,320 Athene Ascent 10 Pro Bonus
6,034 NACOLAH Benefit Solutions 10

10 Year Deferral – @ age 70

Payout (in dollars) Carrier Product
13,057 ACL/Sentinel Guaranteed Income Annuity
11,952 Nassau Personal Income Annuity
11,213 Legacy Marketing FlexMark Select, MyFit w/ Booster
11,156 F&G Safe Income Plus
11,142 NWL Ultra Future, IOP5
10,692 Great American Premier Income Bonus
10,500 Global Atlantic Choice Income 10 option 1
10,342 Equitrust Market Power Bonus Index
9,428 AEL IncomeShield 10 – 6%
9,345 Athene Ascent 10 Pro Bonus
8,670 ACL/Sentinel Retirement Plus Multiplier
7,296 NACOLAH Benefit Solutions 10

Income Products – 65 Male AZ $100k Premium

(Guaranteed Level Annual Payout)

Immediate Income – @ age 65

Payout (in dollars) Carrier Product
6,058 Nassau Personal Income Annuity
5,400 Great American Premier Income Bonus
5,335 Global Atlantic Choice Income 10 option 1
5,292 ACL/Sentinel Guaranteed Income Annuity
4,932 NACOLAH Benefit Solutions 10
4,345 Athene Ascent 10 Pro Bonus

1 Year Deferral – @ age 66

Payout (in dollars) Carrier Product
6,669 Nassau Personal Income Annuity
6,584 NWL Ultra Future, IOP5
6,007 ACL/Sentinel Guaranteed Income Annuity
5,949 Great American Premier Income Bonus
5,940 Global Atlantic Choice Income 10 option 1
5,671 Legacy Marketing FlexMark Select, MyFit w/Booster
5,553 F&G Safe Income Plus
5,538 Equitrust Market Power Bonus Index
5,244 AEL IncomShield 10 – 7,25
5,148 NACOLAH Benefit Solutions 10
4,860 Athene Ascent 10 Pro Bonus

5 Year Deferral – @ age 70

Payout (in dollars) Carrier Product
9,027 Nassau Personal Income Annuity
8,887 ACL/Sentinel Guaranteed Income Annuity
8,730 NWL Ultra Future, IOP5
8,560 Global Atlantic Choice Income 10 option 1
8,316 Great American Premier Income Bonus
7,995 Legacy Marketing FlexMark Select, MyFit w/Booster
7,954 F&G Safe Income Plus
7,905 ACL/Sentinel Retirement Plus Multiplier
7,728 Equitrust Market Power Bonus Index
7,173 AEL IncomeShield – 7,25
7,120 Athene Ascent 10 Pro Bonus
6,762 NACOLAH Benefit Solutions 10

10 Year Deferral – @ age 75

Payout (in dollars) Carrier Product
13,990 ACL/Sentinel Guaranteed Income Annuity
13,080 Nassau Personal Income Annuity
12,840 F&G Safe Income Plus
12,196 Legacy Marketing FlexMark Select, MyFit w/Booster
12,070 NWL Ultra Future, IOP5
11,664 Great American Premier Income Bonus
11,500 Global Atlantic Choice Income 10 option 1
11,327 Equitrust Market Power Bonus Index
10,395 Athene Ascent 10 Pro Bonus
10,194 AEL IncomeShield 10 – 6%
9,240 ACL/Sentinel Retirement Plus Multiplier
8,160 NACOLAH Benefit Solutions 10

Income Products – 70 Male AZ $100k Premium

(Guaranteed Level Annual Payout)

Immediate Income – @ age 70

Payout (in dollars) Carrier Product
Payout (in dollars) Carrier Product
6,604 Nassau Personal Income Annuity
6,048 ACL/Sentinel Guaranteed Income Annuity
5,940 Great American Premier Income Bonus
5,885 Global Atlantic Choice Income 10 option 1
5,388 NACOLAH Benefit Solutions 10
4,895 Athene Ascent 10 Pro Bonus

1 Year Deferral – @ age 71

Payout (in dollars) Carrier Product
7,301 Nassau Personal Income Annuity
7,182 NWL Ultra Future, IOP5
6,590 ACL/Sentinel Guaranteed Income Annuity
6,540 Global Atlantic Choice Income 10 option 1
6,532 Great American Premier Income Bonus
6,297 F&G Safe Income Plus
6,206 Legacy Marketing FlexMark Select, MyFit w/Booster
6,112 Equitrust Market Power Bonus Index
5,737 AEL IncomeShield – 7,25
5,676 NACOLAH Benefit Soutions 10
5,460 Athene Ascent 10 Pro Bonus

5 Year Deferral – @ age 75

Payout (in dollars) Carrier Product
9,877 Nassau Personal Income Annuity
9,521 ACL/Sentinel Guaranteed Income Annuity
9,457 NWL Ultra Future, IOP5
9,360 Global Atlantic Choice Income 10 option 1
9,154 F&G Safe Income Plus
9,072 Great American Premier Income Bonus
8,848 ACL/Sentinel Retirement Plus Multiplier
8,696 Legacy Marketing FlexMark Select, MyFit w/Booster
8,464 Equitrust Market Power Bonus Index
7,920 Athene Ascent 10 Pro Bonus
7,756 AEL IncomeShield – 7,25
7,476 NACOLAH Benefit Solutions 10

10 Year Deferral – @ age 80

Payout (in dollars) Carrier Product
14,573 ACL/Sentinel Guaranteed Income Annuity
14,040 Nassau Personal Income Annuity
13,892 F&G Safe Income Plus
12,999 NWL Ultra Future, IOP5
12,636 Great American Premier Income Bonus
12,500 Global Atlantic Choice Income 10 option 1
12,312 Equitrust Market Power Bonus Index
12,295 Legacy Marketing FlexMark Select, MyFit w/Booster
11,445 Athene Ascent 10 Pro Bonus
10,865 AEL IncomeShield 10 – 6%
10,248 ACL/Sentinel Retirement Plus Multiplier
9,040 NACOLAH Benefit Solutions 10

Participating Income Products – 60 Male AZ $100k Premium

(non guaranteed Annual Increasing Payout)

5 year deferral – @ age 65

Payout (in dollars) Carrier Product Illustrated Yield
9,883 Global Atlantic Choice Income 10 option 2 9.13
7,690 F&G Performance Pro 6.88
7,155 AIG Power 10 Protector Plus Income 7.71

10 year deferral – @ age 70

Payout (in dollars) Carrier Product Illustrated Yield
17,360 Global Atlantic Choice Income 10 option 2 9.13
13,431 F&G Performance Pro 6.88
13,021 NACOLAH Strategic Design Annuity X 6.45
12,593 Athene Agility 10 4.96
12,389 Allianz 222 4.27
12,048 ACL/Sentinel Retirement Plus Multiplier 4.54
10,600 AIG Power 10 Protector Plus Income 7.71

15 year deferral – @ age 75

Payout (in dollars) Carrier Product Illustrated Yield
30,857 Global Atlantic Choice Income 10 option 2 9.13
23,287 F&G Performance Pro 6.88
20,510 NACOLAH Strategic Design Annuity X 6.45
18,509 ACL/Sentinel Retirement Plus Multiplier 4,54
17,379 Athene Agility 10 4.96
16,992 Allianz 222 4.27
12,500 AIG Power 10 Protector Plus Income 7.71

5 Year MYGA – 65 Male AZ 100K

Base Rate Carrier Product Carrier Rating Notes
1.80 American Equity Guarantee 5 MVA A-
2.35 Athene Max Rate 5 A 100k plus
3.65* Atlantic Coastal Life Safe Harbor Bonus B++ 4,65 Yr 1 * Simple interest
3.40 Atlantic Coastal Life Safe Haven Bonus B++ 4,40 Yr 1
3.80 Equitable Life Secure Savings Elite B+
2.95 F&G Guarantee-Platinum 5 A-
2.35 Global Atlantic SecureForce 5 A
2.75 Guggenheim Preserve MYGA 5 B++
3.05 Liberty Bankers Life Bankers Elite 5 B++
3.35 Nassau MyAnnuity 5x B+ 3,15 with 10% Free w/d’s
2.30 North American Life Guarantee Choice 5 A+ 100k plus
2.50 Oxford Multi-select 5 A-
3.10 Royal Neighbors Choice 5 A-
3.00 Sagicor Milestone MYGA 5 A- 100k plus
3.60 Sentinel Security Life Personal Choice 5 B++
2.60 The Standard Focused Growth Myga 5 A 100k plus