Hot Products of the Month

Each month, we carefully monitor products from our top insurance carriers to see what is performing best in our ever-changing marketplace. With the annuity industry in a constant sea of change, it’s hard for agents and financial advisors to monitor everything.

We want you to know the latest so you can maintain a sharp, competitive edge. Our research includes a watchful eye on many fronts: carriers’ quality of service, renewal rates, indexed-based product caps, income option rates, income scenarios, not to mention much more.

    Hot Products of the Month
    Fill out the form to learn more about these opportunities for your clients. Or call our friendly Annuity team directly at (800) 790-7791, ext. 107. We appreciate your interest!






    To help you keep a finger on the pulse of the industry, each month we share what our advisor-partners are writing. Our updates are below, which are real-time illustrations we have pulled from top carriers so you stay updated of what’s going on.

    Safe Money Resource has relationships with top insurance companies so you can offer your clients a wide range of top-shelf solutions, from high income payouts and promising accumulation potential to high fixed-interest opportunities. Our dedicated annuity specialists are carefully monitoring the marketplace for new innovations, updates good and bad to current insurance contracts, additions of solid new annuity contract benefits, and even approvals on a state-by-state basis.

    This is one of many ways that Safe Money Resource exercises its duty to first-tier advisor service. We’re proud and honored to have a 90+% retention rate among the agents as well as advisors that we serve each day.

    To learn more about these hot product opportunities and how you can serve your clients with the latest and best of today’s offerings, click on your carrier and product of interest.

    Presentation Parameters

    Client’s Current Age 60 Years
    First Withdrawal Age 60 Years Defer for 0 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Sentinel (Founded in 1948) Sentinel Summit Bonus GLWB (rollup ages 60-69) Annuity: Summit Bonus Index GLWB 1.05% annually
    (1.5% max)
    $4,968
    B+ Nassau (Founded in 1851) Income Strategy: Today Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)$
    $4,940
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $4,730
    A Global Atlantic (Founded in 2004) Income 150+ Guaranteed Lifetime Income Benefit Plus Annuity: Income 150+ SE 1.05% annually $4,500
    A+ Allianz (Founded in 1896) Allianz Benefit Control Balanced PIV rider Annuity: Incom e Navigator GLWB None $4,425
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 1 – 4.00% Rollup Annuity: IncomeShield 10 with LIBR None $4,294
    A AIG (Founded in 1960) Lifetime Income Plus Multiplier Flex Annuity: Power Select Plus Income – Lifetime Income Plus Multiplier Flex 1.1% annually $4,050

    Presentation Parameters

    Client’s Current Age 60 Years
    First Withdrawal Age 61 Years Defer for 1 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL IMPACT 10 1.5% annually
    (2% max)
    $5,880
    B+ Nassau (Founded in 1851) Income Strategy: Today Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $5,514
    B++ Sentinel (Founded in 1948) Sentinel Summit Bonus GLWB (rollup ages 60-69) Annuity: Sum m it Bonus Index GLWB 1.05% annually $5,381
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 2 – 7.25% Rollup Annuity: Incom eShield 10 with LIBR 1.1% annually $5,176
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $5,061
    A ANICO (Founded in 1905) Lifetime Income Rider with Fixed Rate Annuity: Strategy Indexed Annuity PLUS 10 1% annually $4,931 $4,931
    A Global Atlantic (Founded in 2004) Income 150+ Guaranteed Lifetime Income Benefit Plus Annuity: Income 150+ SE 1.05% annually $4,909 $9,818
    enhanced

    Presentation Parameters

    Client’s Current Age 60 Years
    First Withdrawal Age 65 Years Defer for 5 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL IMPACT 10 1.5% annually
    (2% max)
    $7,862 $15,724
    enhanced
    A+Nationwide (Founded in 1929) onus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $7,648
    B++ Sentinel (Founded in 1948) Sentinel Summit Bonus GLWB (rollup ages 60-69) Annuity: Summit Bonus Index GLWB 1.05% annually
    (1.5% max)
    $7,371
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 2 – 7.25% Rollup Annuity: IncomeShield 10 with LIBR 1.1% annually $7,187
    B+ Nassau (Founded in 1851) Income Strategy: Tomorrow Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $7,174
    A ANICO (Founded in 1905) Lifetime Income Rider with Fixed Rate nnuity: Strategy Indexed Annuity PLUS 10 1% annually $7,079
    B++ Sentinel (Founded in 1948) Sentinel GLWB Rider Annuity: Guaranteed Income Annuity 10 GLWB Rider 1.25% annually
    (1.6% after 6 years)
    $6,982 $13,964
    enhanced

    Presentation Parameters

    Client’s Current Age 60 Years
    First Withdrawal Age 70 Years Defer for 10 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Sentinel (Founded in 1948) Sentinel GLWB Rider Annuity: Guaranteed Income Annuity 10 GLWB Ride 1.25% annually
    (1.6% after 6 years)
    $11,891 $23,783
    enhanced
    A ANICO (Founded in 1905) Lifetime Income Rider with Fixed Rate Annuity: Strategy Indexed Annuity PLUS 10 1% annually $11,023
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL Impact 10 1.5% annually
    (2% max)
    $10,946 $21,892
    enhanced
    B+ Nassau (Founded in 1851) Income Strategy: Tomorrow Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $10,560
    A Ameritas (Founded in 1887) Flexmark MyFit Income Rider Annuities: FlexMark Select, FlexMark Select Plus 1.15% annually
    (2% max)
    $10,524
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 3 – 6.00% Rollup Annuity: IncomeShield 10 with LIBR 1.1% annually $10,386
    A- F&G (Founded in 1959) Safe Income Plus 10: EGMWB Annuity: Safe Income Plus 1.15% annually
    (1.5% max)
    $10,156 $20,312
    enhanced

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 65 Years Defer for 0 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $5,665
    B++ Sentinel (Founded in 1948) Sentinel Summit Bonus GLWB (rollup ages 60-69) Annuity: Summit Bonus Index GLWB 1.05% annually
    (1.5% max)
    $5,508
    B+ Nassau (Founded in 1851) Income Strategy: Today Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $5,473
    A AIG (Founded in 1960) AIG Lifetime Income Choice Level Income Annuity: Power 10 Protector Plus Income 1.1% annually $5,250
    A Global Atlantic (Founded in 2004) Income 150+ Guaranteed Lif etime Income Benefit Plus Annuity: Income 150+ SE 1.05% annually $5,100
    B++ Atlantic Coast Life (Founded in 1925) Income Navigator GLWB Annuity: Income Navigator GLWB 1.05% annually $4,830
    A American Equity (Founded in 1995) IncomeShield LIBR Option 1 – 4.00% Rollup Annuity: IncomeShield 10 with LIBR None $4,809

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 66 Years Defer for 1 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL IMPACT 10 1.5% annually
    (2% max)
    $6,468
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $6,062
    B+ Nassau (Founded in 1851) Income Strategy: Today Annuity: Personal Incom e Annuity (Group A) 0.95% annually
    (1.5% max)
    $6,036
    B++ Sentinel (Founded in 1948) Sentinel Summit Bonus GLWB (rollup ages 60-69) Annuity: Summit Bonus Index GLWB 1.05% annually
    (1.5% max)
    $5,953
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 4 – 7.25% Rollup & Wellbeing Rider Annuity: IncomeShield 10 with LIBR 1.2% annually $5,772
    A Global Atlantic (Founded in 2004) Income 150+ Guaranteed Lifetime Income Benefit Plus Annuity: Income 150+ SE 1.05% annually $5,546 $11,093
    enhanced
    A- AIG (Founded in 1960) AIG Lifetime Income Choice Level Income Annuity: Power 10 Protector Plus Income 1.1% annually $5,539

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 70 Years Defer for 5 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL IMPACT 10 1.5% annually
    (2% max)
    $8,577 $17,153
    enhanced
    B++ Sentinel (Founded in 1948) Sentinel GLWB Rider Annuity: Guaranteed Income Annuity 10 GLWB Rider 1.25% annually
    (1.6% after 6 years)
    $8,093 $16,186
    enhanced
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $8,019
    B+ Nassau (Founded in 1851) Income Strategy: Tomorrow Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $7,990
    A- American Equity (Founded in 1995) ncomeShield LIBR Option 4 – 7.25% Rollup & Wellbeing Rider Annuity: IncomeShield 10 with LIBR 1.2% annually $7,902 $15,803
    enhanced
    A ANICO (Founded in 1905) Lifetime Income Rider with Fixed Rate Annuity: Strategy Indexed Annuity PLUS 10 1% annually $7,786
    A- F&G (Founded in 1959) Safe Income Plus 10: EGMWB Annuity: Safe IncomePlus 1.15% annually
    (1.5% max)
    $7,589 $15,178
    enhanced

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 75 Years Defer for 10 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Sentinel (Founded in 1948) Sentinel GLWB Rider Annuity: Guaranteed Income Annuity 10 GLWB Rider 1.25% annually
    (1.6% after 6 years)
    $12,824 $25,648
    enhanced
    A ANICO (Founded in 1905) Lifetime Income Rider with Fixed Rate Annuity: Strategy Indexed Annuity PLUS 10 1% annually $12,025
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL IMPACT 10 1.5% annually
    (2% max)
    $11,858 $23,717
    enhanced
    B+ Nassau (Founded in 1851) Income Strategy: Tomorrow Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $11,760
    A- F&G (Founded in 1959) Safe Income Plus 10: EGMWB Annuity: Safe Income Plus 1.15% annually
    (1.5% max)
    $11,689 $23,378
    enhanced
    A Ameritas (Founded in 1887) Flexmark MyFit Income Rider with Booster Annuities: FlexMark Select, FlexMark Select Plus 1.15% annually
    (2% max)
    $11,468 $22,937
    enhanced

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 70 Years Defer for 0 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Sentinel (Founded in 1948) Sentinel Summit Bonus GLWB (rullup ages 70+) Annuity: Summit Bonus Index GLWB 1.05% annually
    (1.5% max)
    $6,048
    B+ Nassau (Founded in 1851) Income Strategy: Today Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $5,967
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $5,940
    A Global Atlantic (Founded in 2004) Income 150+ Guaranteed Lifetime Income Benefit Plus Annuity: Income 150+ SE 1.05% annually $5,700
    A AIG (Founded in 1960) Lifetime Income Plus Flex Annuity: Power Select Plus Income – Lifetime Income Plus Flex 1.1% annually $5,550
    B++ Atlantic Coast Life (Founded in 1925) Atlantic Coast GLWB Annuity: Guaranteed Income Annuity 10 GLWB 1.25% annually
    (1.6% after 6 years)
    $5,508
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 1 – 4.00% Rollup Annuity: IncomeShield 10 with LIBR None $5,281

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 71 Years Defer for 1 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL IMPACT 10 1.5% annually
    (2% max)
    $7,056
    B+ Nassau (Founded in 1851) Income Strategy: Today Annuity: Personal Incom e Annuity (Group A) 0.95% annually
    (1.5% max)
    $6,614
    B++ Atlantic Coast Life (Founded in 1925) Income Navigator GLWB Annuity: Income Navigator GLWB 1.05% annually $6,598
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $6,356
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 4 – 7.25% Rollup & Wellbeing Rider Annuity: IncomeShield 10 with LIBR 1.2% annually $6,312
    A- F&G (Founded in 1959) Safe Income Plus 10: EGMWB Annuity: Safe Income Plus 1.15% annually
    (1.5% max)
    $6,238
    A Global Atlantic (Founded in 2004) Income 150+ Guaranteed Lifetime Income Benefit Plus Annuity: Income 150+ SE 1.05% annually $6,184 $12,368
    enhanced

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 75 Years Defer for 5 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL IMPACT 10 1.5% annually
    (2% max)
    $9,291 $18,583
    enhanced
    B++ Atlantic Coast Life (Founded in 1925) Income Navigator GLWB Annuity: Income Navigator GLWB 1.05% annually $9,063
    B+ Nassau (Founded in 1851) Income Strategy: Tomorrow Annuity: Personal Income Annuity (Group A) 0.95% annually
    (1.5% max)
    $8,874
    A+ Nationwide (Founded in 1929) Bonus Income Rider (Single) Annuity: Nationwide Peak 10 (Most States) 1% annually $8,836
    A- F&G (Founded in 1959) Safe Income Plus 10: EGMWB Annuity: Safe Income Plus 1.15% annually
    (1.5% max)
    $8,735 $17,469
    enhanced
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 4 – 7.25% Rollup & Wellbeing Rider Annuity: Income Shield 10 with LIBR 1.2% annually $8,543 $17,086
    enhanced
    A AIG (Founded in 1960) Lifetime Income Plus Flex Annuity: Power Select Plus Income – Lifetime Income Plus Flex 1.1% annually $8,505

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 80 Years Defer for 10 Years
    Strategy Guaranteed Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Atlantic Coast Life (Founded in 1925) Income Navigator GLWB Annuity: Income Navigator GLWB 1.05% annually $13,994
    B++ Sentinel (Founded in 1948) Sentinel Summit Bonus GLWB (rullup ages 70+) Annuity: Summit Bonus Index GLWB 1.05% annually
    (1.5% max)
    $13,380
    A ANICO (Founded in 1905) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: Strategy Indexed Annuity PLUS 10 1% annually $13,028
    A NWL (Founded in 1956) Income Outlook Plus 5 NH (Withdrawal Benefit Rider) Annuity: NWL Im pact 10 1.5% annually
    (2% max)
    $12,771 $25,541
    enhanced
    A- F&G (Founded in 1959) Safe Income Plus 10:EGMWBAnnuity: Safe Income Plus 1.15% annually
    (1.5% max)
    12,647 $25,294
    enhanced
    B+ Nassau (Founded in 1851) Income Strategy: Tomorrow Annuity: Personal Incom e Annuity (Group A) 0.95% annually
    (1.5% max)
    $12,624
    A- American Equity (Founded in 1995) IncomeShield LIBR Option 5 – 6.00% Rollup & Wellbeing Rider Annuity: IncomeShield 10 with LIBR 1.2% annually $11,957 $23,914
    enhanced

    Top Accumulation Products

    ALLOCATION OPTION

    1-Year Credit Suisse RavenPack PTP Participation Rate 10 Surrender Yrs Reset: Annual Credit Suisse RavenPack AI Index
    Denali 10 10 YEARS 15 YEARS 20 YEARS
    (Most States) 8.84% 8.06%
    B+ SILAC 9.74%7.58%

    2-Year Balanced Asset 10 PTP Participation Rate with Spread 10 Surrender Yrs Reset: Biennial CIBC Balanced Asset 10
    Power Accumulator 10 YEARS 15 YEARS 20 YEARS
    10 8.7% 5.88%
    A- F&G 10.06%4.56%

    2-Year Janus SG Guidance Index Value Lock PTP Participation 10 Surrender Yrs Reset : Biennial Janus SG Guidance Index Value Lock
    10 YEARS 15 YEARS 20 YEARS
    American Select 8.6% 7.43%
    B++ American Life 10.31%6.04%

    2-Year SG Global Sentiment PTP Participation Rate 10 Surrender Yrs Reset: Biennial SG Global Sentiment
    AssetShield 10 w/ 10 YEARS 15 YEARS 20 YEARS
    Enhancements 8.42% 7.18%
    A- American Equity 10.89%7.63%

    2-Year Sunrise Smart Passage SG – Participation 10 Surrender Yrs Reset: Biennial Smart Passage SG
    Growth Annuity 10 10 YEARS 15 YEARS 20 YEARS
    (Group A) No Income 7.81% 6.04% 7.33%
    B+ Nassau Re 10.4%3.36%

    2-Year Barclays Focus 50 Part PTP Participation Rate 10 Surrender Yrs Reset: Biennial Barclays Focus50
    10 YEARS 15 YEARS 20 YEARS
    MarketValue Index 6.94% 5.94%
    B++ EquiTrust 8.31%5.7%

    2-Year Credit Suisse PTP Participation Rate 10 Surrender Yrs Bonus: 5% Reset : Biennial Credit Suisse Momentum
    Accumulation 10 YEARS 15 YEARS 20 YEARS
    Protector Plus 6.72% 6.39% 6.7%
    B++ Atlantic Coast Life 9.22%5.97%

    2-Year ML Strategic Balanced PTP Spread 10 Surrender Yrs Reset: Biennial ML Strategic Balanced
    Power Select 10 YEARS 15 YEARS 20 YEARS
    Builder 6.09% 5.53% 6.02%
    A AIG 7.63%4.77%

    2-Year Nasdaq FC PTP Participation Rate 10 Surrender Yrs Bonus : 2% Reset : Biennial NASDAQ FC
    Performance Elite 10 10 YEARS 15 YEARS 20 YEARS
    (State Variations) 5.99% 3.27%
    A Athene 6.41%1.91%

    2-Year Franklin US PTP Spread 10 Surrender Yrs Reset : Biennial Franklin US
    Choice 10 YEARS 15 YEARS 20 YEARS
    Accumulation II 10 5.77% 5.05%
    A Global Atlantic 7.56%3.92%