Hot Products of the Month

Each month, we carefully monitor products from our top insurance carriers to see what is performing best in our ever-changing marketplace. With the annuity industry in a constant sea of change, it’s hard for agents and financial advisors to monitor everything.

We want you to know the latest so you can maintain a sharp, competitive edge. Our research includes a watchful eye on many fronts: carriers’ quality of service, renewal rates, indexed-based product caps, income option rates, income scenarios, not to mention much more.

    Hot Products of the Month
    Fill out the form to learn more about these opportunities for your clients. Or call our friendly Annuity team directly at (800) 790-7791, ext. 107. We appreciate your interest!






    To help you keep a finger on the pulse of the industry, each month we share what our advisor-partners are writing. Our updates are below, which are real-time illustrations we have pulled from top carriers so you stay updated of what’s going on.

    Safe Money Resource has relationships with top insurance companies so you can offer your clients a wide range of top-shelf solutions, from high income payouts and promising accumulation potential to high fixed-interest opportunities. Our dedicated annuity specialists are carefully monitoring the marketplace for new innovations, updates good and bad to current insurance contracts, additions of solid new annuity contract benefits, and even approvals on a state-by-state basis.

    This is one of many ways that Safe Money Resource exercises its duty to first-tier advisor service. We’re proud and honored to have a 90+% retention rate among the agents as well as advisors that we serve each day.

    To learn more about these hot product opportunities and how you can serve your clients with the latest and best of today’s offerings, click on your carrier and product of interest.

    Presentation Parameters

    Client’s Current Age 60 Years
    First Withdrawal Age 60 Years
    Defer for 0 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Today
    Annuity: Personal Income Annuity (Group A)
    0.95% annually
    (1.5% max)$
    $4,940
    A Global Atlantic (Founded in 2004)
    Income 150+ GLWB with Enhancement Benefit
    Annuity: Incom e 150+ SE
    1.05% annually $4,500
    B++ Atlantic Coast Life (Founded in 1925)
    Income Navigator GLWB
    Annuity: Incom e Navigator w/ GLWB
    1.05% annually $4,305
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 1 – 4.00% Rollup
    Annuity: Incom eShield 10 with LIBR
    None $4,294
    A AIG (Founded in 1960)
    Lif etime Income Plus Flex
    Annuity: Power Select Plus Incom e – Lifetim e Incom e Plus Flex
    1.1% annually $4,050
    A Athene (Founded in 1909)
    Ascent Pro 10 Bonus Income Rider – Option 1 with Level Income
    Annuity: Ascent Pro 10 Bonus (Most States)
    1% annually $3,795

    Presentation Parameters

    Client’s Current Age 61 Years
    First Withdrawal Age 60 Years
    Defer for 1 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Today
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $5,514
    B++ Sentinel (Founded in 1948)
    Sentinel Summit Bonus GLWB
    Annuity: Sum m it Bonus Index GLWB
    1.05% annually $5,381
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 2 – 7.25% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $5,176
    A+ Prudential (Founded in 1875)
    SurePath Income Rider
    Annuity: SurePath Income
    1% annually
    (2.5% max)
    $5,056
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $5,029
    A American National (Founded in 1905)
    Lif etime Income Rider with Fixed Rate
    Annuity: Strategy Indexed Annuity (ASIA) PLUS 10
    1% annually
    (limited to interest)
    $4,931

    Presentation Parameters

    Client’s Current Age 60 Years
    First Withdrawal Age 65 Years
    Defer for 5 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Sentinel (Founded in 1948)
    Sentinel Summit Bonus GLWB
    Annuity: Sum m it Bonus Index GLWB
    1.05% annually $7,371
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $7,293
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 2 – 7.25% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $7,187
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Tomorrow
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $7,174
    A American National (Founded in 1905)
    Lif etime Income Rider with Fixed Rate
    Annuity: Strategy Indexed Annuity (ASIA) PLUS 10
    1% annually
    (limited to interest)
    $7,079
    B++ Atlantic Coast Life (Founded in 1925)
    Atlantic Coast GLWB
    Annuity: Guaranteed Incom e Annuity 10 GLWB
    1.25% annually
    (1.6% after 6 years)
    $6,982

    Presentation Parameters

    Client’s Current Age 60 Years
    First Withdrawal Age 70 Years
    Defer for 10 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $11,213
    A American National (Founded in 1905)
    Lif etime Income Rider with Fixed Rate
    Annuity: Strategy Indexed Annuity (ASIA) PLUS 10
    1% annually
    (limited to interest)
    $11,023
    A NWL (Founded in 1956)
    Income Outlook Plus 5 NH (Withdrawal Bene{t Rider) 12%
    Annuity: NWL IMPACT 10
    1.5% annually
    (2% max)
    $10,946
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Tomorrow
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $10,560
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 3 – 6.00% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $10,386
    A- F&G (Founded in 1959)
    Saf e Income Plus 10: EGMWB
    Annuity: Safe Incom e Plus Standard states
    1.15% annually
    (1.5% max)
    $10,156

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 65 Years
    Defer for 0 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Today
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $5,473
    A Global Atlantic (Founded in 2004)
    Income 150+ Guaranteed Lif etime Income Benefit Plus
    Annuity: Incom e 150+ SE
    1.05% annually $5,100
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 1 – 4.00% Rollup
    Annuity: Incom eShield 10 with LIBR
    None $4,809
    A AIG (Founded in 1960)
    Lif etime Income Plus Flex
    Annuity: Power Select Plus Incom e – Lifetim e Incom e Plus Flex
    1.1% annually $4,800
    B++ Atlantic Coast Life (Founded in 1925)
    Atlantic Coast GLWB
    Annuity: Guaranteed Incom e Annuity 10 GLWB
    1.25% annually
    (1.6% after 6 years)
    $4,752
    A Athene (Founded in 1909)
    Ascent Pro 10 Bonus Income Rider – Option 1 with Level Income
    Annuity: Ascent Pro 10 Bonus (Most States)
    1% annually $4,345

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 66 Years
    Defer for 1 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Today
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $6,036
    B++ Sentinel (Founded in 1948)
    Sentinel Summit Bonus GLWB
    Annuity: Sum m it Bonus Index GLWB
    1.05% annually $5,953
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 2 – 7.25% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $5,772
    A+ Prudential (Founded in 1875)
    SurePath Income Rider
    Annuity: SurePath Income
    1% annually
    (2.5% max)
    $5,674
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $5,671
    A Global Atlantic (Founded in 2004)
    Income 150+ Guaranteed Lif etime Income Bene{t Plus
    Annuity: Incom e 150+ SE
    1.05% annually $5,546

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 70 Years
    Defer for 5 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Sentinel (Founded in 1948)
    Sentinel Summit Bonus GLWB
    Annuity: Sum m it Bonus Index GLWB
    1.05% annually $8,094
    A- Oxford Life (Founded in 1965)
    Royal Select Guaranteed Lif etime Withdrawal Benefit
    Annuity: Royal Select
    0.95% annually $8,010
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $7,995
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Tomorrow
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $7,990
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 2 – 7.25% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $7,902
    A American National (Founded in 1905)
    Lif etime Income Rider with Fixed Rate
    Annuity: Strategy Indexed Annuity (ASIA) PLUS 10
    1% annually
    (limited to interest)
    $7,786

    Presentation Parameters

    Client’s Current Age 65 Years
    First Withdrawal Age 75 Years
    Defer for 10 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $12,196
    A American National (Founded in 1905)
    Lif etime Income Rider with Fixed Rate
    Annuity: Strategy Indexed Annuity (ASIA) PLUS 10
    1% annually
    (limited to interest)
    $12,025
    A NWL (Founded in 1956)
    Income Outlook Plus 5 NH (Withdrawal Bene{t Rider) 12%
    Annuity: NWL IMPACT 10
    1.5% annually
    (2% max)
    $11,858
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Tomorrow
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $11,760
    A- F&G (Founded in 1959)
    Saf e Income Plus 10: EGMWB
    Annuity: Safe Incom e Plus Standard states
    1.15% annually
    (1.5% max)
    $11,689
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 3 – 6.00% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $11,229

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 70 Years
    Defer for 0 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Today
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $5,967
    A Global Atlantic (Founded in 2004)
    Income 150+ Guaranteed Lif etime Income Benefit Plus
    Annuity: Incom e 150+ SE
    1.05% annually $5,700
    A AIG (Founded in 1960)
    Lif etime Income Plus Flex
    Annuity: Power Select Plus Incom e – Lifetim e Incom e Plus Flex
    1.1% annually $5,550
    B++ GILICO (Founded in 1926)
    Growth Plus
    Annuity: Guaranty Growth Plus (Generic States)
    None $5,300
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 1 – 4.00% Rollup
    Annuity: Incom eShield 10 with LIBR
    None $5,281
    A Athene (Founded in 1909)
    Ascent Pro 10 Bonus Income Rider – Option 1 with Level Income
    Annuity: Ascent Pro 10 Bonus (Most States)
    1% annually $4,895

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 71 Years
    Defer for 1 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Today
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $6,614
    B++ Atlantic Coast Life (Founded in 1925)
    Income Navigator GLWB
    Annuity: Incom e Navigator w/ GLWB
    1.05% annually $6,598
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 2 – 7.25% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $6,312
    A- F&G (Founded in 1959)
    Saf e Income Plus 10: EGMWB
    Annuity: Safe Incom e Plus Standard states
    1.15% annually
    (1.5% max)
    $6,238
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $6,206
    A Global Atlantic (Founded in 2004)
    Income 150+ Guaranteed Lif etime Income Benefit Plus
    Annuity: Incom e 150+ SE
    1.05% annually $6,184

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 75 Years
    Defer for 5 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    B++ Atlantic Coast Life (Founded in 1925)
    Income Navigator GLWB
    Annuity: Incom e Navigator w/ GLWB
    1.05% annually $9,063
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Tomorrow
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $8,874
    A- F&G (Founded in 1959)
    Saf e Income Plus 10: EGMWB
    Annuity: Safe Incom e Plus Standard states
    1.15% annually
    (1.5% max)
    $8,735
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $8,696
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 2 – 7.25% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $8,543
    A AIG (Founded in 1960)
    Lif etime Income Plus Flex
    Annuity: Power Select Plus Incom e – Lifetim e Incom e Plus Flex
    1.1% annually $8,505

    Presentation Parameters

    Client’s Current Age 70 Years
    First Withdrawal Age 80 Years
    Defer for 10 Years
    Strategy Guaranteed
    Rider with set guaranteed bonus, roll-up, payouts
    Initial Premium $100,000
    Annuitant Gender Male
    State AZ

    Quick Overview

    INCOME RIDER FEE ANNUAL
    G T D INCOME
    A American National (Founded in 1905)
    Lif etime Income Rider with Fixed Rate
    Annuity: Strategy Indexed Annuity (ASIA) PLUS 10
    1% annually
    (limited to interest)
    $13,028
    A NWL (Founded in 1956)
    Income Outlook Plus 5 NH (Withdrawal Bene{t Rider) 12%
    Annuity: NWL IMPACT 10
    1.5% annually
    (2% max)
    $12,771
    A- F&G (Founded in 1959)
    Saf e Income Plus 10: EGMWB
    Annuity: Safe Incom e Plus Standard states
    1.15% annually
    (1.5% max)
    $12,647
    B+ Nassau Re (Founded in 1851)
    Income Strategy: Tomorrow
    Annuity: Personal Incom e Annuity (Group A)
    0.95% annually
    (1.5% max)
    $12,624
    A Ameritas (Founded in 1887)
    Flexmark MyFit Income Rider
    Annuities: FlexMark Select, FlexMark Select Plus
    0.95% annually
    (2% max)
    $12,295
    A- American Equity (Founded in 1980)
    IncomeShield LIBR Option 3 – 6.00% Rollup
    Annuity: Incom eShield 10 with LIBR
    1.1% annually $11,957

    Top Accumulation Products

    ALLOCATION OPTION

    Barclays atlas 5 Annual P2P PR
    10 Surrender Yrs Reset: Annual Barclays Atlas 5
    Denali 10 10 YEARS 15 YEARS 20 YEARS Equitable
    (Most States) 9.45% 8.22%
    B+ Equitable Life 10.79%8.22%

    2-Year Barclays Focus 50 Part
    10 Surrender Yrs Reset : Biennial Barclays Focus50
    10 YEARS 15 YEARS 20 YEARS
    MarketValue Index 8.85% 5.75%
    B++ EquiTrust 9.4%6.48%

    2-Year Barclays Trailblazer Sectors 5 Index
    10 Surrender Yrs Reset: Biennial Barclays Trailblazer Sectors 5
    FG Accumulator 10 YEARS 15 YEARS 20 YEARS
    Plus 10 8.19% 4.59%
    A- F&G 8.29%5.17%

    2-Year Credit Suisse Point-to-Point w/ Participation Rate
    10 Surrender Yrs Bonus: 5% Reset: Biennial Credit Suisse Momentum
    Accumulation 10 YEARS 15 YEARS 20 YEARS
    Protector Plus 7.65% 6.53%
    B++ Atlantic Coast Life 9.22%6.28%

    2-Year Sunrise Smart Passage SG – Participation
    10 Surrender Yrs Reset: Biennial Smart Passage SG
    Growth Annuity 10 10 YEARS 15 YEARS 20 YEARS
    (Group A) 6.99% 6.34% 4.24%
    B+ Nassau Re 9.49%1.36%

    2-Year Franklin US Index Point-to-Point with Spread
    10 Surrender Yrs Reset : Biennial Franklin US
    Choice 10 YEARS 15 YEARS 20 YEARS
    Accumulation II 10 6.46% 4.1%
    A Global Atlantic 7.33%4.36%

    2-Year ML Strategic Balanced PTP Spread
    10 Surrender Yrs Reset: Biennial ML Strategic Balanced
    Power Select 10 YEARS 15 YEARS 20 YEARS
    Builder 6.36% 4.72% 6.03%
    A AIG 7.63%4.77%

    S&P 500 Dividend Aristocrats Daily Risk Control 5% ER lndex
    10 Surrender Yrs Reset: Biennial S&P 500 Dividend Aristocrats DRC 5% USD (ER)
    10 YEARS 15 YEARS 20 YEARS
    Asset Shield 10 5.82%
    A- American Equity

    2-Year BNP Paribas Multi-Asset No Cap Point-to-Point
    10 Surrender Yrs Bonus : 4% Reset : Biennial BNP Paribas Multi-Asset Diversified 5
    Athene Performance 10 YEARS 15 YEARS 20 YEARS
    Elite 10 (Most states) 5.65% 4.16%
    A Athene 6.22%4.45%